in cases where certain types of vehicles do not require an official registration plate, insurance plate or distinguishing mark, the territory of the State in which the person holding the vehicle has his permanent residence; or (2) Civil liability insurance for the use of motor vehicles (motor insurance) is of particular importance for European citizens, whether they are policyholders or victims of accidents. This is also an important concern of insurance undertakings, as it is an important part of non-life insurance activities in the Community. Car insurance also has an impact on the free movement of people and vehicles. One of the main objectives of Community action in the field of financial services should therefore be to strengthen and consolidate the internal market in motor insurance. However, vehicles normally based in a third country shall be treated in the same way as vehicles normally based in the Community if the national offices of all Member States, in accordance with their own national legislation on compulsory insurance, jointly and severally ensure the settlement of claims resulting from accidents occurring in their territory and caused by such vehicles. (42) Injured persons who suffer damage as a result of road accidents sometimes find it difficult to establish the name of the insurance undertaking which provides civil liability insurance for the use of motor vehicles involved in an accident. (8) Such a guarantee agreement presupposes that all Community motor vehicles circulating within the territory of the Community are insured. The national law of each Member State should therefore provide for compulsory civil liability insurance for vehicles valid throughout the territory of the Community. (26) In the interest of the insured person, each insurance policy should, for a single premium, provide in each Member State for the cover required by its legislation or the cover required by the legislation of the Member State in which the vehicle is normally based, where that cover is higher. Green Card controls at intra-EEA borders will be abolished. A motor vehicle normally based in the territory of a Member State shall be presumed to be insured in that Member State and the national insurance bureau of that Member State shall guarantee compensation for damage suffered by an injured party in another Member State, even without a green card.
(c)the name and address of the claims representative of the insurance undertaking in the country of residence of the injured party. Member States shall take the necessary measures to ensure that all compulsory civil liability insurance policies in respect of the use of vehicles: the Council`s Permanent Representatives Committee (Coreper) today supported the political agreement reached between the Council and the European Parliament`s negotiators at the trilogue of 22 June 2021 on the amendment of the Motor Insurance Directive, which aims to strengthen the protection of injured parties in motor vehicles. Accidents and improvement of the rights of insured persons. (37) Provision should be made for the Member State in which the insurance undertaking is authorised to require it to appoint claims representatives established or established in the other Member States in order to obtain all necessary information on damage resulting from such accidents and to take appropriate measures to settle the damage in the name and on behalf of the insurance undertaking, including payment: Compensation. Claims representatives should have sufficient powers to represent the insurance undertaking in respect of persons injured by such accidents and to represent the insurance undertaking also before national authorities, including, where appropriate, before the courts, to the extent compatible with the rules of private international law on the transfer of jurisdiction. The latter body transfers its rights vis-à-vis the person who caused the accident or its insurance undertaking to the injured party in so far as the compensation body of the Member State of residence of the injured party has compensated for the damage suffered. (52) This system may be put into operation by means of an agreement between the clearing bodies set up or approved by the Member States, defining their tasks and obligations and the procedures for reimbursement. .